Legal
Terms of Service
Last updated: January 2026
These Terms of Service ("Terms") govern your access to and use of https://directionalboringinsurance.com (the "Site"), operated by Directional Boring Insurance, a specialty division of Contractors Choice Agency ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Acceptance of Terms
By using the Site, requesting a quote, or otherwise interacting with us through the Site, you represent that you are at least 18 years old and have the authority to enter into these Terms. We may update these Terms at any time, and your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Use of the Site
You agree to use the Site only for lawful purposes and not to interfere with its operation, attempt to gain unauthorized access to any part of it, or submit false, misleading, or fraudulent information. The content on this Site is provided for general informational purposes and does not constitute legal, financial, or professional advice.
Quotes Are Not Binding; No Guarantee of Coverage
Any quotes, estimates, or coverage descriptions provided through the Site are for informational purposes only and are not an offer, binder, or guarantee of insurance. No coverage is in effect unless and until a policy is issued by an insurance carrier and confirmed in writing by us. Actual coverage, terms, conditions, exclusions, limits, and premiums are determined solely by the issuing carrier and the policy documents, which control in the event of any conflict with information on the Site. We are an independent insurance agency and do not act as an insurer.
Intellectual Property
The Site and its content — including text, graphics, logos, layout, and design — are owned by or licensed to Contractors Choice Agency and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the Site without our prior written permission.
Disclaimers
The Site is provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that the information on it is complete, accurate, or current.
Limitation of Liability
To the fullest extent permitted by law, Contractors Choice Agency, its affiliates, and their respective officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of (or inability to use) the Site, even if advised of the possibility of such damages.
Third-Party Links
The Site may contain links to third-party websites or resources that we do not control. We are not responsible for the content, products, or services of those sites, and your use of them is at your own risk.
Indemnification
You agree to indemnify and hold harmless Contractors Choice Agency and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Site or your violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Arizona.
Contact Us
Questions about these Terms? Contact us at josh@contractorschoiceagency.com or call 844-967-5247. You can also write to Contractors Choice Agency, 12220 E Riggs Road Suite #105, Chandler, AZ 85249.